One question that often crops up with regard to mobility scooters is whether or not the owner needs to insure them. This article should dispel some of the confusion and questions that surround the topic.
Is It Compulsory?
You don’t have to insure your mobility scooter but Active Mobility does highly recommend you do so. It provides you with peace of mind and the knowledge that you are covered for a variety of situations – any one of which could occur at any time.
Imagine for example you cause an accident in which someone else is injured. If they decide to sue you for damages you would be liable for this. However if you are insured you can claim on your policy.
Are There Different Kinds Of Insurance?
Yes – much as you have different options with car insurance, you have different possibilities to consider with scooter cover as well. Third party cover will ensure you are covered for any damage you cause to another person or any property involved in an accident if it is proven to be your fault. As is the case with a car accident this can be expensive, so it is wise to be covered in this way.
You may also seek out cover to ensure you aren’t stranded if your scooter should break down. This can cover batteries and punctures as well as other mechanical problems.
The specific coverage you will get will depend on the type of insurance you get and how much you pay for it. Be sure to consider all the options to ensure you get exactly what you need.
Plenty Of Happy Customers
There is a lot to be said for having the security that scooter insurance gives you. Our customers are very happy when they take out this cover. If they find themselves in a situation that is covered by the insurance they can claim quickly and easily.
The cover provided is great value and there is no excess applied. You can also be sure of prompt settlement if you do need to claim. As you will learn if you visit the Premier Care website, there is a full range of policies to cover both standard and high value items and in home items too, such as stair lifts.
Would Insurance Be Right For You?
If you rely on your mobility scooter to get out and about on a regular basis you should consider what would happen if your scooter was lost, stolen or damaged beyond use. You would be restricted to your home with no way of making a claim to rectify the situation.
The good news is you can get rid of that worry and enjoy proper peace of mind with the right insurance policy for your scooter. Make sure you are covered for every eventuality: look through the different insurance options available today and you’ll see exactly how much coverage each option provides you with. You can join the many other customers who have already made this smart decision.